SECOND LIFE | Standard and Pro
When the original account reaches an 80% loss, the system issues a Credit Facility of up to 50% of principal. Standard is designed to restore original principal. Pro can be activated only after Standard has triggered, and is designed to go beyond restoration.
1. What SECOND LIFE is
SECOND LIFE is PumpkinVine’s account-level protection. It is not bought contract by contract. All ratios below use an original trading account of 1,000 USDT. Scale the same ratios to another principal.
Before you trade, pay a Protection Fee of 10% of original principal (100 USDT). When the original account has lost about 80% (about 200 USDT left), the system issues a Credit Facility equal to 50% of original principal (500 USDT). If that loss is not reached, no Credit Facility is issued.
The Credit Facility can only be traded. It cannot be withdrawn. What you may withdraw later is eligible profit under the rules, not the 500 USDT credit itself.
An account starts on Standard only. You may upgrade to Pro only after Standard has triggered and a Credit Facility has been issued. Pro is not an opening purchase.
This product does not guarantee recovery of principal or profit. Futures trading involves loss and liquidation risk.
2. Standard | restore principal
Positioning: a second chance after a loss. The aim is to help restore original principal.
| Item | Rule (original principal 1,000 USDT) |
|---|---|
| Protection Fee | 10% of original principal = 100 USDT. Paid before the mechanism starts. |
| Trigger | About an 80% loss on the original account. On 1,000 USDT, about 200 USDT remaining. |
| Credit Facility | 50% of original principal = 500 USDT. Issued after the trigger. |
| Nature of the Credit Facility | Not withdrawable. For trading only. |
| Liquidation line on credit | Fixed 40% drawdown on the Credit Facility. Measured on the credit account only, not mixed with the original account. The 40% line does not change mid-term. |
| Example | 500 × 40% = 200. When credit equity falls to about 300 USDT, the second chance ends. |
| Gross profit cap on credit | 2 × Credit Facility = 1,000 USDT. After that line, this credit is not used to scale further. |
| Profit split | None. Eligible profit under the rules is 100% the client’s. |
| Maximum client realisation | 800 USDT. The 1,000 USDT gross cap is not all withdrawable. |
| End state | About 200 USDT left on the original account + up to 800 USDT realised from SECOND LIFE = original 1,000 USDT principal. |
| Vest | Equal parts over 10 trading days. Recognised profit is not paid in one sum. On 800 USDT locked, about 80 USDT per trading day. |
| Pending | Recognised profit not yet released. Activity checks apply to this amount. |
| Activity review | Every 2 trading days. The first test is whether there was a qualifying trade, not whether it made money. |
| Qualifying trade | One full open and close. A working order only, or an open with no close, does not count. |
| Inactive | That period’s Vest is paused. It is not cancelled at once. |
| Repeated inactivity | Three failed reviews in a row (about 6 trading days): remaining Pending is cleared. |
| First profit withdrawal from the trading account | That trading account ends. |
| First profit withdrawal from the credit account | That credit account ends. You cannot withdraw part and keep trading the rest of the credit. |
Standard promise
After the agreed loss on the first account, the system issues a Credit Facility equal to 50% of principal to help restore original principal. No second Protection Fee. Rules are fixed. Eligible profit is 100% the client’s.
3. Pro
Positioning: for clients who want a wider buffer and want to go beyond restoring principal. Pro has a wider drawdown band and no profit cap. Upgrade only if, after the trigger, you still intend to trade and to take more drawdown in return for profit above restoration.
You must already have triggered SECOND LIFE and hold a Credit Facility. Pro is not sold at account opening. Upgrade does not increase the credit. On 1,000 USDT principal it remains 500 USDT. What changes is the liquidation line on credit, whether profit is capped, and the split.
| Item | Rule (1,000 USDT / Credit Facility 500 USDT) |
|---|---|
| Extra Protection Fee | Another 10% of original principal = 100 USDT, on top of the first 100 USDT. |
| Credit Facility | Still 500 USDT. Upgrade does not raise it to 600 or 1,000. |
| Liquidation line on credit | 80% drawdown on the credit account only. |
| Example | 500 × 80% = 400. Liquidation near 100 USDT equity. About twice the room of Standard. |
| Profit cap | None. The 2× credit cap is removed. Withdrawal-ends-account, activity review and the split still apply. |
| Profit split | Recommended 80% client / 20% platform. The uncapped side is the reason for the platform share. Standard is 100% / 0%. |
| Vest | Equal parts over 10 trading days. Same as Standard. |
| Pending | Dynamic Pending: release continues when the review is passed, pauses when it is not, and may clear after repeated fails. |
| Activity review | Qualified-trade review every 2 trading days. |
| Inactive | That period’s Vest is paused. |
| Long inactivity | Same as Standard: three failed reviews in a row, remaining Pending is cleared. |
| First profit withdrawal from the trading account | The trading account ends. |
| First profit withdrawal from the credit account | The credit account ends. |
Pro promise
After SECOND LIFE has triggered, pay a second Protection Fee. Drawdown room on the credit account rises to 80%, and profit is no longer capped. Wider room. Room to go beyond restoration. The Credit Facility size does not change.
4. Side by side
| Item | Standard | Pro |
|---|---|---|
| Role | Restore principal | Professional profit |
| Second fee | None | +10% of principal |
| Credit Facility | 50% of principal | 50% of principal (no extra size) |
| Credit drawdown | 40% | 80% |
| Client profit share | 100% | 80% |
| Profit cap | Up to original principal | None |
| When you can buy | At account opening | Upgrade after Standard has triggered |
| Fit | Typical trader | Higher risk tolerance / professional client |
| Advantages | A second chance to restore principal | Same Credit Facility, wider drawdown, no profit cap |
In one line: Standard helps you return. Pro, after you return, lets you continue up.
5. Key figures
| Figure | Meaning |
|---|---|
| 10% | First Protection Fee; another 10% to upgrade to Pro. |
| 50% | Credit Facility / original principal. |
| About 80% | Loss trigger on the original account. Use an, not a. |
| 40% / 80% | Credit-account drawdown to liquidation on Standard / Pro. |
| 2 × Credit Facility | Gross profit cap on credit. Standard only. |
| 800 USDT | Maximum Standard payout in the 1,000 USDT example |
| 10 trading days | Equal Vest period. |
| Every 2 trading days | Activity review. |
| Three in a row | Failed reviews: remaining Pending is cleared. |
6. Before you start
1. Open a trading account and transfer principal (example 1,000 USDT; the minimum follows the platform notice).
2. Pay the 10% Protection Fee and enter Standard.
3. After about an 80% loss on the original account, the system issues the Credit Facility.
4. If you want wider drawdown room or uncapped profit, pay another 10% and upgrade to Pro.
Notice
The Credit Facility cannot be withdrawn. The first profit withdrawal ends the matching account. Three failed activity reviews in a row clear remaining Pending. Futures trading involves loss and liquidation risk. This product does not guarantee recovery of principal or profit.